



Our Mission
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Wealth Building for All Americans
High-Impact Audience
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Young Adults 18 to 34
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Low-to-Moderate Income Households
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Our Strategic Partners
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Credit Unions & Banks
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Other Financial Services Providers
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Financial Educators
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Nonprofit Organizations
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Colleges & Universities
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Fintech Innovators
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Financial Media
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Fundamental Building Blocks
Learn
& Earn
Reduce
Debt
Secure
Your Future
Budget
& Save
Protect
& Invest
Leave A
Legacy
The Most Important Wealth Building Strategy: Start Early
The key to wealth building for young adults lies in starting early with a focus on three core principles: financial education, consistent saving and investing, and smart debt management.


1
Comprehensive Financial Education
Understanding the basics of personal finance is the foundation of wealth building. Young adults should prioritize learning about budgeting, saving, credit management, and investing. Knowledge empowers them to make informed financial decisions, avoid common pitfalls, and seize opportunities that lead to financial growth.

2
Consistent Saving and Investing
Time is a young adult's greatest asset when it comes to building wealth. By starting to save and invest early, even with small amounts, they can benefit from the power of compound interest. Investing in diversified portfolios, such as low-cost index funds or employer-sponsored retirement plans like 401(k)s or IRAs, allows money to grow over time, setting the stage for long-term wealth accumulation.​​
3
Smart Debt Management
Managing debt wisely is crucial for financial stability. Young adults should avoid high-interest debt, such as credit card debt, and prioritize paying off existing debts quickly. Keeping debt levels low and building a strong credit score opens up opportunities for future financial decisions, such as buying a home or starting a business.


Our Key Interventions

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We deliver an entry-level wealth building curriculum to accompany basic financial education for adult learners.​
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We connect nonprofit organizations to qualified financial coaching and debt management resources.​​
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We forge partnerships in the insurance and investment sectors to improve access and outreach for underserved communities and young adults.